The monthly installment for a 2012 Polo Vivo depends on several factors, including the selling price, interest rate, loan term, and any deposit or balloon payment made at the start. For example, if you purchase a 2012 Polo Vivo for R100,000, with no deposit, over 60 months, and an interest rate of 12%, the approximate monthly payment would be around R2,225[1]. This estimate can vary slightly based on the lender’s administration fees and insurance requirements. It is important to confirm the exact terms with your selected financial institution before committing.